Renters Insurance

It’s true that gifts, candles and snow make a winter season perfect, but what about a lower heating bill while enjoying the warmth and comfort of your apartment? With space heating being one of the largest energy expense for the average U.S. household, a few tips on how to keep away from chilly drafts and […]

We were hoping not to tackle this subject until next month, but the Arctic blast that affected millions from Chicago to Texas and brought record-low temperatures so early this winter, had many of us turn to our renter’s insurance to check coverage in case of winter-related hazards. Rest assured, NOAA’s winter weather outlook predicted above-average […]

Making your home safe for trick-or-treaters is essential around Halloween. Last year around this time we posted an article in which we summarized some of the most common (and unfortunate) scenarios that can result in a really scary Halloween and how having renter’s insurance can cover you. Accidents can happen while kids are on your […]

When fall arrives, it’s hard to resist bringing the scents of the season into your home. Cedarwood, pumpkin pie, baked apple, cinnamon, nutmeg and a bit of vanilla are some classic candle aromas which are making their way inside our apartments every fall season. Everybody loves them, and they’d be the perfect housewarming gift if […]

Calculating the replacement cost of the items you own, (personal property coverage in renters insurance terms), may not sound fun, but it is important. One common mistake that renters do when sitting down to “do the math” is underestimating the value of their possessions by thinking only of the most expensive and largest items they […]

Renting a place to live often means you don’t have enough space for everything you own. Putting surplus belongings into self-storage is always an option. You may be able to use your renters insurance to cover your possessions there. You can enjoy the advantages of self-storage and have peace of mind as well. The self-storage […]

When you purchased your renters insurance, chances are slim that you were told about the following surprising things that your insurance may or may not cover. Since coverage amounts vary depending on your policy, only general examples are provided. Be sure to check your policy details to confirm exactly what’s covered in your personal policy: […]

According to U.S. Census, Americans are moving less frequently nowadays than 50 years ago. The annual Geographical Mobility study shows that the percentage of Americans moving over a one-year period was 10.1 percent in 2017, an all-time low. However, this still leaves about 3.2 million people who will worry about the safety of their belongings […]

Many of us have already returned from summer vacation and, luckily, found our apartment the same way we left it. Others have not been so fortunate. While we hope that bad things cannot happen to us, other people, the weather or negligence itself have other plans. The number of renters insurance claims filed after people […]

The West Coast was on high alert earlier this month when multiple strong earthquakes rocked California. It was an important reminder that seismic shifts can happen anytime, so preparedness and awareness is key. Millions felt the shaking from the magnitude 7.1 quake, the largest in the Golden State in two decades. The Ridgecrest quake, which […]